020 8652 5240 info@mbassociates.net

PASSIONATE ABOUT DELIVERING OUTSTANDING SERVICE

HOW CAN WE HELP?

ABOUT US

As multiple award-winning brokers we’re able to offer mortgages – for purchase, remortgage and buy to let – as well as complementary financial services including critical illness cover, income protection, life assurance, landlords rent guarantee insurance, business protection, buildings and contents cover. Through our trusted business partners, we’re also able to offer bridging loans and development finance, wills and trusts, tax planning and wealth management.

MORTGAGES

We specialise in providing high quality mortgage solutions, for purchase, remortgage and buy to let, and through our trusted business partners, we can also help with bridging loans, development and commercial finance.

PROTECTION FOR YOU

Protection for you and your family should you lose your job, or suffer from a major illness, can provide you with peace of mind, ensuring that you’re covered should the worst happen. Our advisers are experts in the field of protection, and are able to understand your individual circumstances and requirements in order to review the market and provide you with a suitable recommendation.

PROTECTING YOUR BUSINESS

Many of our clients are business owners themselves. Whilst they often consider that protection products such as life insurance and critical illness cover are essential to safeguard their family’s financial future, it’s sometimes the case that they haven’t got the same arrangements in place.

WILLS AND TRUSTS

It’s often the last thing that anyone wants to think about, but securing your family and loved ones’ financial future by making a Will and putting in place long term planning to do what you can in order to deal with any Inheritance Tax liabilities in the most efficient way will help to ensure that the people you care about most are protected as best as possible, regardless of the circumstances.

A happier workforce

Financial worries are a common concern for many Brits. *Research conducted in 2019 before the pandemic became prevalent revealed that 77 per cent had money worries that impacted them at work. A third admitted their fears affected their sleep. One in five employees said they worried about their finances regularly.

In the survey of 5000 employees, 34 per cent said they would be unprepared for unexpected financial costs or a loss of income. **In a separate survey, almost 30 per cent confessed to regularly running out of money before pay day. One in seven people would struggle to pay their mortgage if it was just £99 more per month.

Yet with access to the right information, it is possible for employees to improve how they manage their money, resulting in less anxiety and more productivity at work.

MB Associates is offering free financial workshops to improve the wellbeing of employees and enhance employers’ benefits packages. Our informative, friendly workshops will offer fee-free mortgage and financial advice to your staff to help them save money and gain greater control over their finances.

These free workshops can be tailored to suit the requirements of your business and can be delivered via Zoom or in person when permitted. We can also offer informative financial content on a dual-branded portal.

For more information, please contact Monica Bradley at MB Associates on 020 8652 5240 or email monica@mbassociates.net 

*Close Brothers Financial Wellbeing Index
**Financial Times survey

For insurance business we offer products from a choice of insurers.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.