FINANCIAL & MORTGAGE ADVICE

What are swap rates?

What are swap rates?

Discover how swap rates influence mortgage interest rates and gain a clear understanding of what swap rates actually are. When it comes to mortgage interest rates going up or down, you may have heard the media and mortgage industry experts talking about swap rates....

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Why you’re never too young for life insurance

Why you’re never too young for life insurance

Wondering if life insurance is necessary? Find out why it's important regardless of your age and how you can protect yourself and those closest to you Many people put off getting life insurance because they believe they are too young, too healthy or that it is too...

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Protect your loved ones and your finances

Protect your loved ones and your finances

We’re seeing a rise in the number of clients diagnosed with serious health conditions. Naturally, it’s devastating for all concerned, and even worse if money is also a worry. Our goal is to help you become financially resilient if the unexpected happens… Losing a...

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Why you should make overpayments on your mortgage

Why you should make overpayments on your mortgage

Even a small overpayment on your mortgage each month can save you a tidy sum in interest over the years. Here’s why it’s worth doing. When you first take on a new mortgage, it’s natural that your main priority will be to ensure that you can meet the payments. Many of...

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New Mortgage Charter Scheme Introduced

New Mortgage Charter Scheme Introduced

A new scheme for those worried about rising mortgage payments has been introduced by the government. We look at what it covers – and explain why our message to borrowers is always to seek advice. The government has launched a new Mortgage Charter scheme with lenders...

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What to do about rising mortgage payments

What to do about rising mortgage payments

The base rate going up to 5% has shocked many and, of course, means that many people will face higher payments on their mortgages. Here are some key things to consider if you’re worried about rising costs… The recent base rate rise from 4.5% to 5% by the Bank of...

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Rising interest rates mean expert advice is key

Rising interest rates mean expert advice is key

Inflation remaining higher than anticipated means more interest rate rises are likely. There’s never been a more crucial time to seek advice on your mortgage. Mortgage interest rates look set to rise again in anticipation of a further Bank of England base rate...

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Common mortgage myths busted

Common mortgage myths busted

We look at some common misconceptions about mortgages so that you can arm yourself with accurate information and feel more confident about your search for a mortgage loan… Buying a home is an exciting milestone, but it can also be a bit daunting. There are some...

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