Your mortgage and The Furlough Scheme

Your mortgage and The Furlough Scheme

An update on where you stand if you’re on furlough or if you’ve been furloughed in the past and want to apply for a mortgage. Chancellor Rishi Sunak announced in the March budget this year that the Coronavirus Job Retention Scheme (also known as The Furlough Scheme),...
Is money ruining your relationship?

Is money ruining your relationship?

Money is often the source of tension between couples. Here’s what do if you and your partner don’t share the same perspective on your finances. The pandemic has created significant financial pressure for many of us. Nine million people borrowed more money by the end...
Can you really afford your dream home?

Can you really afford your dream home?

When applying for a mortgage, it’s tempting to focus on getting your application approved and worry about how you’ll manage the monthly payments later. Yet it’s essential to run the numbers first to avoid stress further down the line. It’s everyone’s worst nightmare....
How much can you borrow?

How much can you borrow?

Thinking of applying for a mortgage and wondering how much you can borrow? Find out what the income multiples could be if you are buying on your own or with a partner. The property market in the UK is currently booming, and house prices are rising. If you’re a...
Take the stress out of moving house

Take the stress out of moving house

Hoping to move house this year? From getting your paperwork organised swiftly to decluttering before you move, here’s our top tips on making the process as stress-free as possible. It’s often said that moving house is one of the most stressful things you can do aside...
What is a Retirement Interest Only Mortgage?

What is a Retirement Interest Only Mortgage?

A Retirement Interest Only Mortgage (RIO) could suit you if you are over the age of 55 and think you may struggle to pay off an existing mortgage or get a standard residential one. Getting a mortgage when you’re older is possible these days, and there are some good...