020 8652 5240 info@mbassociates.net


We specialise in providing high quality mortgage solutions, for purchase, remortgage and buy to let, and through our trusted business partners, we can also help with Bridging Loans, Development and Commercial Finance.

Our expert team work with over 90 lenders and have access to thousands of mortgage products, which means that no matter how complex your requirement, or what size loan you’re looking for, we’ll research the market to identify a mortgage to suit your individual circumstances.

We aim to provide an outstanding service which is friendly, efficient and transparent throughout the process, which starts with a complimentary initial review to understand your financial situation and also what you’re aiming to achieve, and in what timescales.

Many of our clients come back to us time and time again and recommend us to their friends and family. Why? Because we truly care about getting the right result for our clients and taking the stress and hassle out of the situation wherever we can. So, whether you prefer to deal with us face to face, by phone or by email, we’ll work around you to make sure that you’re provided with as much information as possible, meaning that you’re always in control.


We understand that once you’ve found your dream home, securing the right mortgage is the most important thing on the ‘to do’ list. But, given how complex it can be to find the right rate and the right lender, it can also be one of the most stressful elements of the moving process.


Whether you’re looking to take advantage of the current wealth of attractively priced mortgages available, or perhaps release some equity from your property, remortgaging could potentially reduce your monthly repayments or be a cost-effective way to generate extra funds.


Buying your first home is an exciting time, but can also be quite stressful. With so many things to consider, such as finding the right property, securing a mortgage and all the legal paperwork involved, at times it can feel quite daunting. But don’t worry, we’re here to help.


No two landlords are the same; whether it’s your first investment purchase or you’re a seasoned investor with an established portfolio, or perhaps even an ‘accidental landlord’ who is letting their home in order to relocate due to a change in circumstances, we’re on hand to help you find the right mortgage to suit your individual needs.


Many of our clients are self-employed, own their own businesses, operate as consultants or contractors or have other complex sources of income which can prove to be a challenge for those who are looking to secure a mortgage. All these factors can make it complicated and challenging to secure a mortgage, and we understand that it can be both frustrating and stressful to be turned down by a lender on the basis that your earnings aren’t typically structured.


As the name suggests, bridging loans are used to ‘bridge’ the gap between a debt becoming due and the line of credit becoming available, or, in some circumstances, they can be used as a short-term loan.

A happier workforce

Financial worries are a common concern for many Brits. *Research conducted in 2019 before the pandemic became prevalent revealed that 77 per cent had money worries that impacted them at work. A third admitted their fears affected their sleep. One in five employees said they worried about their finances regularly.

In the survey of 5000 employees, 34 per cent said they would be unprepared for unexpected financial costs or a loss of income. **In a separate survey, almost 30 per cent confessed to regularly running out of money before pay day. One in seven people would struggle to pay their mortgage if it was just £99 more per month.

Yet with access to the right information, it is possible for employees to improve how they manage their money, resulting in less anxiety and more productivity at work.

MB Associates is offering free financial workshops to improve the wellbeing of employees and enhance employers’ benefits packages. Our informative, friendly workshops will offer fee-free mortgage and financial advice to your staff to help them save money and gain greater control over their finances.

These free workshops can be tailored to suit the requirements of your business and can be delivered via Zoom or in person when permitted. We can also offer informative financial content on a dual-branded portal.

For more information, please contact Monica Bradley at MB Associates on 020 8652 5240 or email monica@mbassociates.net 

*Close Brothers Financial Wellbeing Index
**Financial Times survey


“I was very satisfied with the service I recevied from MB Associates.  The team were exceptionally responsive, and went above and beyond to keep us informed, even after hours when they were out of the office, and when they were on leave.  It is a privilege to have such brokers.”

Wicus Verhoef, Kent

For insurance business we offer products from a choice of insurers.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.