020 8652 5240 info@mbassociates.net

BUY TO LET

No two landlords are the same; whether it’s your first investment purchase or you’re a seasoned investor with an established portfolio, or perhaps even an ‘accidental landlord’ who is letting their home in order to relocate due to a change in circumstances, we’re on hand to help you find the right mortgage to suit your individual needs.

The rules governing buy to let lending have changed significantly in the last couple of years and are about to change again, as has regulation governing taxation on buy to let income. But our expert team are on hand to help guide you through the process, find the right mortgage and to also help ensure that you are protected as a landlord with the relevant insurance products to help safeguard your investment.

For a friendly and informal chat to explore the possibilities, contact us to book your complementary initial review.

A happier workforce

Financial worries are a common concern for many Brits. *Research conducted in 2019 before the pandemic became prevalent revealed that 77 per cent had money worries that impacted them at work. A third admitted their fears affected their sleep. One in five employees said they worried about their finances regularly.

In the survey of 5000 employees, 34 per cent said they would be unprepared for unexpected financial costs or a loss of income. **In a separate survey, almost 30 per cent confessed to regularly running out of money before pay day. One in seven people would struggle to pay their mortgage if it was just £99 more per month.

Yet with access to the right information, it is possible for employees to improve how they manage their money, resulting in less anxiety and more productivity at work.

MB Associates is offering free financial workshops to improve the wellbeing of employees and enhance employers’ benefits packages. Our informative, friendly workshops will offer fee-free mortgage and financial advice to your staff to help them save money and gain greater control over their finances.

These free workshops can be tailored to suit the requirements of your business and can be delivered via Zoom or in person when permitted. We can also offer informative financial content on a dual-branded portal.

For more information, please contact Monica Bradley at MB Associates on 020 8652 5240 or email monica@mbassociates.net 

*Close Brothers Financial Wellbeing Index
**Financial Times survey

For insurance business we offer products from a choice of insurers.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.