020 8652 5240 info@mbassociates.net

FIRST TIME BUYERS

Buying your first home is an exciting time, but can also be quite stressful. With so many things to consider, such as finding the right property, securing a mortgage and all the legal paperwork involved, at times it can feel quite daunting. But don’t worry, we’re here to help.

Over the last thirty years, Monica Bradley Associates have helped thousands of clients successfully buy their own home. Our expert team are here to support you every step of the way, and answer any questions you may have to help you understand what’s happening so you feel more in control. We work with over 90 lenders and have access to thousands of mortgage products, some of which are specifically designed for First Time Buyers, so can help you to find the right deal to suit your specific needs.

We’ve also produced a free factsheet to provide you with further information. You can download our free Stamp Duty for First Time Buyers Guide by clicking here or for a friendly and informal chat, why not contact us to book your complimentary initial review today

A happier workforce

Financial worries are a common concern for many Brits. *Research conducted in 2019 before the pandemic became prevalent revealed that 77 per cent had money worries that impacted them at work. A third admitted their fears affected their sleep. One in five employees said they worried about their finances regularly.

In the survey of 5000 employees, 34 per cent said they would be unprepared for unexpected financial costs or a loss of income. **In a separate survey, almost 30 per cent confessed to regularly running out of money before pay day. One in seven people would struggle to pay their mortgage if it was just £99 more per month.

Yet with access to the right information, it is possible for employees to improve how they manage their money, resulting in less anxiety and more productivity at work.

MB Associates is offering free financial workshops to improve the wellbeing of employees and enhance employers’ benefits packages. Our informative, friendly workshops will offer fee-free mortgage and financial advice to your staff to help them save money and gain greater control over their finances.

These free workshops can be tailored to suit the requirements of your business and can be delivered via Zoom or in person when permitted. We can also offer informative financial content on a dual-branded portal.

For more information, please contact Monica Bradley at MB Associates on 020 8652 5240 or email monica@mbassociates.net 

*Close Brothers Financial Wellbeing Index
**Financial Times survey

READ WHAT OUR CLIENTS HAVE TO SAY...

“I have been using the services of Monica Bradley Associates since my children were little. They are now 28 and 26. I can only say that we were very lucky to have the best advice in the most important time in our lives. Having several moved several times we have used Monica Bradley for mortgages and financial advice. Over the years my husband has always said we have been very lucky to have had Monica and her staff looking after us when it came to financial advice in all areas. We recently used Monica Bradley Associates for our fourth move in October to Worthing. My husband is self-employed and always had his own company, so getting the correct advice was always paramount for us. I am now looking forward to my daughter buying her first property and she will be looking to use Monica for this as well. Great company and great staff.” Mr and Mrs Francis, West Sussex

For insurance business we offer products from a choice of insurers.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.

Stamp Duty Guide for First Time Buyers

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