020 8652 5240 info@mbassociates.net

SELF-EMPLOYED, CONTRACTOR
AND COMPLEX INCOME STRUCTURES

Many of our clients are self-employed, own their own businesses, operate as consultants or contractors or have other complex sources of income which can prove to be a challenge for those who are looking to secure a mortgage.

All these factors can make it complicated and challenging to secure a mortgage, and we understand that it can be both frustrating and stressful to be turned down by a lender on the basis that your earnings aren’t typically structured.

But this is where our expert team can help. We’ve spent years building strong relationships with a range of lenders; high street names you may be familiar with, smaller specialist providers and private banks. We’ll work with you to fully understand your circumstances in order to represent your case in the best light possible to then match you with the right product and lender.

So whilst your circumstances may be complex, let our team take the hassle out of the process. For a friendly and informal chat to explore the possibilities, contact us to book your complementary initial review.

For insurance business we offer products from a choice of insurers.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.