Self-Employed Mortgages

If you’re self-employed, you may think you won’t be able to get a mortgage. We can help to make it happen.

We know that being self-employed comes in many forms. Whether you’re a sole trader, the director of your own limited company or a partner in a company, we can help you navigate the challenges of getting a mortgage when self-employed.

You may have more than one income stream or complex earnings, but that doesn’t mean you won’t be able to get a mortgage.

We’ve spent years building strong relationships with a range of lenders; including high street lenders, specialist providers and private banks. We’ll work with you to fully understand your circumstances in order to help you get the right mortgage.

You work as a contractor and you love the flexibility. But where does that leave you when it comes to getting a mortgage?

Contract work offers variety and can be financially and creatively rewarding. You get to pick the projects you like. 

But you may have heard that it’s harder to get a mortgage than if you were in full-time employment. It may be more of a challenge, but it’s not impossible, provided you know where to look. It’s important to show that you have regular income and haven’t had long periods of not working. And a good track record in your industry will also help.

We work with many lenders who deal with contractor mortgages, so we have the right connections to find you the right mortgage product for you. We also know what lenders’ require for contractor mortgages. 

We’re here to help and you can also download our free guide to contractor mortgages for more information.