Buying your first property during the pandemic

Buying your first property during the pandemic

14 Sep 2020 | Advice, First Time Buyers

While the property market is booming, it’s not an easy time for first-time buyers. Here’s what you can do to improve your chances of joining the property ladder… Buying your first property in the current climate can be tough, as lenders are seeking higher deposits....
Why is your mortgage application taking so long?

Why is your mortgage application taking so long?

21 Aug 2020 | Advice

Are you worried that your mortgage application is taking ages? Don’t read anything into it as it’s probably not you – it could well be your lender… If you have applied for a mortgage and your application seems to be taking forever, it may not be a bad sign and...
Has the mortgage situation changed for furloughed workers?

Has the mortgage situation changed for furloughed workers?

29 Jul 2020 | News

What are your chances of getting a mortgage if you’ve been furloughed? Is it getting less likely? In early June, we wrote a blog about getting a mortgage when you’ve been furloughed, stating that lenders will still consider applications from furloughed staff. We...
Getting a mortgage when you’re older

Getting a mortgage when you’re older

11 Jul 2020 | Advice

You may think that getting a mortgage in later life is a challenge, but it can be done if you have realistic expectations and obtain good advice. In fact, it may be far easier than you think. We’re living longer these days. Over the last few decades, life expectancy...
Many lenders pull 90 per cent loan to value mortgage offers

Many lenders pull 90 per cent loan to value mortgage offers

2 Jul 2020 | News

You may have recently heard in the news that lenders have withdrawn 90 per cent loan to value mortgage offers. This means first-time buyers will need a higher deposit than 10 per cent. Our expert advisers have more information on what to do if you are affected. First...
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The 95% Mortgage Guarantee Scheme

The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.

If you would like more information, fill in your details and one of our mortgage advisers will contact you.

 

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