Housing affordability tougher than ever

Housing affordability tougher than ever

30 Jun 2022 | News

Surging property prices during the pandemic have meant that housing affordability is now at its lowest level on record according to Halifax. House prices have risen by 16.8% since the start of the pandemic according to Halifax. The lender says that average incomes...
How to get the most from your mortgage broker

How to get the most from your mortgage broker

16 May 2022 | Advice

There are many good reasons to use a mortgage broker… a key one being the chance to save money. However, make sure you’ve got all your paperwork prepared so that they can secure the best deal for you. Why use a mortgage broker instead of going directly to a lender? We...
More home buyers than properties

More home buyers than properties

2 Dec 2021 | First Time Buyers, News

House price growth continues and there are more buyers than properties, so the market remains very competitive, with multiple buyers competing over one property. Property website Zoopla states that the annual rate of UK house price growth is currently at 6.9 per cent...
What’s happening with the property market this year?

What’s happening with the property market this year?

17 Feb 2021 | News

Prices dropped slightly in January and it’s not yet known whether the stamp duty holiday will be extended. Yet it could still be a good time to move house. Here’s why we need to keep things in perspective… Last year, Britain’s GDP (the monetary value of goods and...
Are mortgage calculators accurate?

Are mortgage calculators accurate?

12 Feb 2021 | Advice, First Time Buyers

They are a popular choice for many seeking to find out quickly how much they can borrow, but can they be relied upon to tell you what you could truly afford? If you’re thinking of applying for a mortgage, your first instinct may be to go online and find a mortgage...
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The 95% Mortgage Guarantee Scheme

The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.

If you would like more information, fill in your details and one of our mortgage advisers will contact you.

 

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