We’ve been providing our clients in Surrey with exceptional advice for over 20 years. By working closely with over 90 lenders we have access to thousands of mortgage products, which enables us to tailor a lending solution bespoke to each of our clients’ needs.

As a multiple award-winning brokers we’re able to offer mortgages – for purchase, remortgage and buy to let – as well as complementary financial services including critical illness cover, income protection, life insurance, landlord’s rent guarantee insurance, business protection, buildings and contents cover. Through our trusted business partners, we’re also able to offer bridging loans and development finance, wills and trusts, tax planning and wealth management.


Our team includes four mortgage advisers and three case managers, all of whom are highly trained and specialist in their roles to ensure unrivalled levels of technical knowledge and consistency of outstanding client service. We’re passionate about providing friendly, professional and transparent advice whether you’re looking to purchase, remortgage or restructure your finances, and specialise in cases where our clients are self-employed, consultants, own their own businesses or perhaps have complex income streams, and are delighted to offer a complimentary initial meeting to discuss your individual circumstances.

A happier workforce

In the survey of 5000 employees, 34 per cent said they would be unprepared for unexpected financial costs or a loss of income. **In a separate survey, almost 30 per cent said they were regularly running out of money before payday. One in seven said they would struggle to pay their mortgage if it was just £99 more per month.

Yet with access to the right information, it is possible for employees to improve how they manage their money, resulting in less anxiety and more productivity at work.

MB Associates is offering financial health coaching to improve the wellbeing of employees and enhance employers’ benefits packages. Our informative, friendly workshops will offer practical tips to help your staff save money and regain control over their finances.

Topics covered will include our 7 financial health pillars:

1. Money behaviours and improving your relationship with money
2. Budgeting made easy
3. Dealing with debt
4. Defining your money goals
5. Getting the best deal on your mortgage or remortgage
6. How to prepare for the unexpected
7. Planning ahead for a secure financial future

Our financial health coaching can be tailored to suit the needs of your staff and can be delivered individually or in a group setting at your offices or via Zoom. 

More information

Please contact our financial health coach, Margherita Razza, on 020 8652 5240 or email her at

*Close Brothers Financial Wellbeing Index

**Financial Times survey

For insurance business we offer products from a choice of insurers.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage may be charged depending on individual circumstances. A typical fee is £495.

Monica Bradley Associates is a trading name of Monica Bradley Associates Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Monica Bradley Associates Limited. Registered Office: Carlton Chambers, 16a The Broadway, Cheam, Surrey, SM3 8AY. Registered in England Number: 08857932