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NEWS

Bank of England raises interest rate to 0.75%

Bank of England raises interest rate to 0.75%

Following on from the news today that the Bank of England has decided to raise the Bank Rate by 0.25% to 0.75%, borrowers on variable rate mortgages are likely to see their mortgage payments increase in the coming weeks…

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The link between financial health and mental wellbeing

The link between financial health and mental wellbeing

As more and more is being done to raise awareness of mental health, the link between a person’s mental wellbeing and their finances is also becoming far more recognised. Being in debt is cited as a major cause of depression, and recent reports suggest that one in four people with a mental health problem are also facing financial difficulties, with one setting up the other to form a vicious circle that it can be very difficult to break….

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Monica’s Market View – July

Monica’s Market View – July

Although the news headlines are suggesting that many areas of London and the South East are seeing a ‘seasonal summer slowdown’ in terms of buyer activity, in the lovely enclave of Cheam village, as well as the wider areas of Sutton and Epsom, the market appears to be sizzling not slumping! Our founder, Monica Bradley, gives her views on the local property market in July…

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For insurance business we offer products from a choice of insurers.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.