ADVICE
How to get the most from your mortgage broker
There are many good reasons to use a mortgage broker… a key one being the chance to save money. However, make sure you’ve got all your paperwork prepared so that they can secure the best deal for you. Why use a mortgage broker instead of going directly to a lender? We...
What will happen to the housing market?
Some property experts are predicting that the housing market will slow down, but the crash previously anticipated by experts when Brexit and the pandemic took effect clearly hasn’t happened. However, rising living costs may impact the market. A housing market crash...
The pros and cons of buying a new build home
The idea of owning a brand-new property can be very appealing, but is it likely to be suitable for your needs? We look at the pros and cons of buying a new home… There were almost 50,000 new homes built in the first quarter of 2021 according to the HomeOwners...
Coastal prices rise – is a life by the sea for you?
House prices in coastal areas have soared during the pandemic, with the South West of England dominating the top ten most expensive seaside resorts list. It’s no secret that living by the coast can be expensive, but some coastal areas are far more costly than others....
Can you get a mortgage on maternity leave?
Some lenders will lend to a person on maternity leave but it’s important to be clear about your income and future plans. You may think that getting a mortgage could be impossible if you’re currently on maternity leave. Fortunately, this is not the case. While there...
The Spring Statement & money-saving tips
Find out what the spring statement means for you and your finances.
Should you negotiate when buying a property?
When should you negotiate on a property price?
Why you should talk to a mortgage expert
With talk of another interest rate rise and house prices still on the increase, now is a key time to seek expert advice on your mortgage. The property market is still buoyant despite the rising cost of living and the war in Ukraine. There are more buyers than...
Don’t delay looking into financial protection
If you’re applying for a mortgage or about to remortgage, it’s advisable to look into financial protection at the same time. Here’s why it’s important to find the right cover for you early on… If you’re about to apply for a new mortgage, your thoughts will...
Remortgaging and product transfers
Remortgaging and product transfers are not the same. What’s the difference and which one is likely to be best for you? It depends on your situation. Here’s a quick guide. If your fixed-rate mortgage deal is coming to an end soon, you may be thinking of remortgaging,...