ADVICE
10 facts about buy-to-let mortgages
Key things you need to know if you’re thinking of becoming a landlord. Thinking of buying a property to rent out? The buy-to-let market is currently healthy. According to the website, Buy Association, the average rent on a newly let property was 4.4 per cent higher in...
Can you make the second stamp duty deadline?
The first phase of the stamp duty holiday has ended, but you will still pay less stamp duty if you complete on a purchase before the end of September. But is this possible with the property market being so busy? The first phase of the stamp duty holiday ended on 30...
Six ways to take control of your pension
Worried about your pension? Get on top of your financial fears with these expert tips from pension and wealth expert John Boss from Aegis Financial Planning Tip 1: Find out where you stand It’s difficult to plan ahead if you...
It’s not just about the interest rate
Don’t be too drawn in by low interest rates on mortgages if you’ve been looking at price comparison websites. There could be hidden costs associated with taking out a mortgage loan that looks attractive. We encourage you to look more closely at mortgage application...
Renting versus buying a property
Are you a prospective first-time buyer? You might have seen the reports in the media lately that renting is currently cheaper than buying a property. And you might be tempted to carry on renting and hold off on buying for a bit longer. What’s caused the situation, and...
How remortgaging could save you money
Remortgaging is a hot topic at present with interest rates currently very competitive. Find out whether remortgaging might be a suitable option for you. Remortgaging means moving your mortgage on your existing property to a new deal with your current lender or moving...
Should you exchange contracts and complete on the same day?
With many buyers rushing to beat the stamp duty holiday deadline at the end of June, you may be wondering if you could exchange contracts and complete on the same day. It sounds like an obvious answer, but can it be done? You’re close to exchanging contracts on your...
Your guide to buildings insurance
Moving house? Buildings insurance is usually compulsory if you are taking out a mortgage on your new property. Here’s all you need to know about what it covers and when you need to take out a policy. Your mortgage lender will want you to take out buildings insurance...
Will working from home become the new normal?
Should you move home to get a bigger property or relocate to a remote area now that workers have had to embrace the concept of working from home? Or could working from home become a thing of the past when life finally returns to normal? UK house price growth is at its...
A magazine to help you talk about money
Money may be a taboo subject for many but it’s an important topic and not one to shy away from. The more we talk about money, the more likely we are to take control of our finances. We believe it’s important to deal with financial issues head on. In an effort to help...