FIRST TIME BUYERS MORTGAGE GUIDE

‘Declan was so much more than a mortgage adviser’

‘Declan was so much more than a mortgage adviser’

Imagine thinking you’ve left it too late to buy a property and then finding out you can be a homeowner after all. One couple who came to us for help were thrilled to be able to buy their first home together. We often speak to first-time buyers or those who have been...

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Why should you use a mortgage broker?

Why should you use a mortgage broker?

A good broker can save you money and make sure you get the right mortgage loan to suit you. Here’s some more good reasons why it’s worth using one… You’re getting on the property ladder for the first time, or you’re looking to move to a bigger place. You need a...

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5 key things to consider when choosing where to live

5 key things to consider when choosing where to live

Research published by Unbiased earlier this year said that Richmond upon Thames, Winchester and Monmouth in Wales were the top three happiest places to live in the UK. Surely though it’s about finding the right location to suit you and your lifestyle. Here’s five key...

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Possible stamp duty change to benefit homebuyers

Possible stamp duty change to benefit homebuyers

The threshold at which stamp duty is paid could be increased to save homebuyers money, according to the media. Over the past few days, several newspaper websites have reported rumours of a possible stamp duty change later in the year, which would benefit certain...

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First time buyers teaming up to buy a property

First time buyers teaming up to buy a property

Over 60% of first-time buyers are teaming up with someone else to buy their first home, according to Halifax. The lender says that joint first-time buyers now account for 63% of all mortgage transactions, with mortgage completions now in joint names with two or more...

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A Guide to the First Homes Scheme

A Guide to the First Homes Scheme

The government's First Homes Scheme is intended to help first-time buyers get onto the property ladder by offering homes at a discount. Read on to find out if you're eligible… The government's First Homes Scheme offers buying discounts for first-time buyers, which...

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House prices increase in January

House prices increase in January

The latest House Price Index from Halifax shows encouraging signs for the housing market. House prices went up by 1.3% in January, according to Halifax. This increase marks the fourth monthly rise in a row, says the lender. It also reveals that property prices grew by...

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What are swap rates?

What are swap rates?

Discover how swap rates influence mortgage interest rates and gain a clear understanding of what swap rates actually are. When it comes to mortgage interest rates going up or down, you may have heard the media and mortgage industry experts talking about swap rates....

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Buyer demand for properties has increased

Buyer demand for properties has increased

Housing demand and agreed sales have increased in the first three weeks of 2024. Agreed house sales have increased by 13% in January across all regions of the UK compared to a year ago, according to Zoopla. The property website has published its UK House Price Index...

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House prices dip, but the market is more active

House prices dip, but the market is more active

There’s been a slight dip in house prices, but buyer demand and general activity in the property market have improved. House prices have dipped recently, but there is renewed interest among prospective home buyers, and the market is showing improved momentum. Average...

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