FIRST TIME BUYERS

The base rate goes up to 2.25%

The base rate goes up to 2.25%

There has been another base rate increase just announced today. Find out what this means for your mortgage. The Bank of England has just announced it is increasing the base rate from 1.75% to 2.25%. The base rate dropped to 0.1% (an all-time low) after Covid first hit...

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6 key things to think about when moving in with someone

6 key things to think about when moving in with someone

More people are choosing to live together, but it’s a big decision and not to be taken lightly. Here’s some key things to think about if you are planning to cohabit with a friend or a loved one. The number of people cohabiting has gone up. According to the website UK...

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Is now a good time to move house?

Is now a good time to move house?

There’s pros and cons to moving house right now. Rental costs have gone up, but so have mortgage interest rates, although there are still some good deals available. There's no easy answer when it comes to deciding whether or not now is a good time to move house. A lot...

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How to find the right property for you

How to find the right property for you

If you’re looking to move, you’ll need to consider the type of property you need and can afford and the type of area that would suit your lifestyle. Here’s how to make the right choice… When it comes to finding the right property, there are a number of key factors to...

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Rental prices going up

Rental prices going up

Thinking of buying your first home and not sure if now is a good time to do it? Rising rents may be all the incentive you need to make your move onto the property ladder. Rental costs have increased steadily over the last year, meaning you’ll get less bang for your...

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What you need to know about gazumping

What you need to know about gazumping

Unfortunately, gazumping is a fairly common occurrence, especially when property prices are rising, and there are more buyers than properties. We explain why it happens and what you can do to reduce the risk of it happening to you. Asking someone if they’ve ever been...

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What you need to know about an Agreement in Principle

What you need to know about an Agreement in Principle

If you’re looking to buy a property, you may have heard about a Mortgage Agreement in Principle. Find out more about the benefits of having one… If you’re hoping to move house soon, you may have noticed there’s not much choice on the property market. There are...

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Rental costs continue to rise

Rental costs continue to rise

With rental costs rising consistently, you may be contemplating whether to apply for a mortgage. Even if you’re unsure, it’s worth exploring your options. If you’re a prospective first-time buyer unsure whether to commit to taking on a mortgage, you may be motivated...

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Can first-time buyers get a 95% Mortgage?

Can first-time buyers get a 95% Mortgage?

Hoping to get onto the property ladder this year? Find out what options may be available to you and why it’s important to seek expert advice. If you’re looking to buy your first property, you may be wondering how much deposit you need, especially with house prices...

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5 ways to get a good mortgage deal

5 ways to get a good mortgage deal

The Bank of England base rate has gone up to one per cent, and mortgage rates have risen too. You may be wondering if you can still get a good deal on your mortgage. Fortunately, there are things you can do to improve your chances… The Bank of England’s base rate has...

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