Buying a property is a big step. It's probably the biggest purchase you'll ever make in your life. Whether you're a first-time buyer or an existing homeowner looking to move, we understand that getting a mortgage can seem daunting. You may not know where to look for the best rate. You might be wondering what paperwork you need. And what about your income? What if you're self-employed, have recently changed jobs or you're going back to work after being furloughed?

You may be feeling the pressure, but we can make the process of finding a mortgage hassle-free.

We Know Where To Look

MB Associates is an award-winning mortgage broker based in Cheam and Sutton in Surrey, and has been serving clients locally and nationwide for over 20 years. Our experienced team of mortgage advisers know exactly where to look for your mortgage, whatever your circumstances. We work with a range of clients – self-employed, contract workers, company owners, and full-time employees.

We'll do the hard work

You can talk to us in confidence about your current circumstances, what you would like to happen and your preferred timeline. Once we have all the facts, we'll do all the hard work. We'll find the right mortgage solution for you and if you want to go ahead, we'll handle all of the paperwork. We'll also appoint a case manager to ensure everything runs smoothly, and keep you updated during every stage of your application.

Financial protection for you

For peace of mind, we can also offer financial protection, including critical illness cover, life cover, and income protection so that you'll be covered if you were ill and couldn't work.

Through our trusted business partners, we can help with bridging loans and development finance, wills and trusts, tax planning, and wealth management.

Whatever your needs, we're here to help and we're just a quick phone call away.

For insurance business we offer products from a choice of insurers.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage may be charged depending on individual circumstances. A typical fee is £495.

Monica Bradley Associates is a trading name of Monica Bradley Associates Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Monica Bradley Associates Limited. Registered Office: Carlton Chambers, 16a The Broadway, Cheam, Surrey, SM3 8AY. Registered in England Number: 08857932