DECLAN O’BRIEN – CeMAP
Mortgage & Protection Adviser
I worked in the Asset Finance Industry for over 25 years as a qualified accountant (ACCA) before gaining my CeMAP qualifications and joining Monica Bradley Associates in December 2019.
I held a number of senior finance and management roles within Five Arrows Leasing Group, a former subsidiary of NM Rothschild. I was Finance Director of one of the group subsidiary companies during my last 12 years with the company. My key roles involved financial planning and modelling, budgeting, reporting and advising fellow managers and board members.
My role at Monica Bradley Associates involves working with both new and existing clients on their mortgage and protection requirements and finding the most suitable products and providers in the market for their own personal circumstances.
When I’m not working, I enjoy taking part in most sports and I’m a particularly keen golfer. I’ve been a member of Epsom Golf Club for over 30 years and was honoured to serve as captain in 2011. During that time, I have spent many years running and supporting the club’s junior section and am still involved in various committees. I’m also a member of the club’s snooker league team which I enjoy when the weather isn’t so good.
“I enjoy being able to guide people through what can undoubtedly be both an exciting and stressful time in their lives and help them to achieve their goals as smoothly as possible.”
For insurance business we offer products from a choice of insurers.
You may have to pay an early repayment charge to your existing lender if you remortgage.
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.