FIRST TIME BUYERS

6 ways to get the best deal on your mortgage

6 ways to get the best deal on your mortgage

A mortgage is likely to be the biggest financial commitment of your life, so getting the right loan is key and could save you a considerable sum in the long run. Here’s how to ensure you get the most competitive rate for you… Tip 1: Make sure your credit history is...

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More home buyers than properties

More home buyers than properties

House price growth continues and there are more buyers than properties, so the market remains very competitive, with multiple buyers competing over one property. Property website Zoopla states that the annual rate of UK house price growth is currently at 6.9 per cent...

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More options for first-time buyers

More options for first-time buyers

The market for first-time buyers has improved, with more products available now than a year ago. Here’s what you need to know… First-time buyers had a tough time last year. When the property market reopened after the first lockdown, pent-up demand led to a vast number...

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What’s the property market like for first-time buyers?

What’s the property market like for first-time buyers?

Last year was tough for first-time buyers, with some lenders removing mortgage loans for those with smaller deposits. The market has certainly improved for anyone looking to buy for the first time, but is now the right time for you to become a homeowner? First-time...

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Getting a mortgage after being furloughed

Getting a mortgage after being furloughed

Have you recently returned to work after being on furlough? If so, what does this mean for your chances of getting a mortgage? It is estimated that there are around 1.9 million people in the UK currently on furlough, which has gone down from 5.1 million in January....

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Renting versus buying a property

Renting versus buying a property

Are you a prospective first-time buyer? You might have seen the reports in the media lately that renting is currently cheaper than buying a property. And you might be tempted to carry on renting and hold off on buying for a bit longer. What’s caused the situation, and...

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Should you exchange contracts and complete on the same day?

Should you exchange contracts and complete on the same day?

With many buyers rushing to beat the stamp duty holiday deadline at the end of June, you may be wondering if you could exchange contracts and complete on the same day. It sounds like an obvious answer, but can it be done? You’re close to exchanging contracts on your...

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Discounted homes for key workers

Discounted homes for key workers

A new government scheme launched today to help first-time buyers and could save them at least 30 per cent off a property price. Here’s what we know so far… The government has just announced its new First Homes scheme which launched on 4 June in the East Midlands. The...

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House prices rise by almost 11 per cent in a year

House prices rise by almost 11 per cent in a year

The property market shows no signs of slowing down and the stamp duty coming to an end soon doesn’t seem to be deterring people from wanting to move. We’re in danger of sounding like a broken record when we tell you again that the property market is buoyant. We...

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Your guide to buildings insurance

Your guide to buildings insurance

Moving house? Buildings insurance is usually compulsory if you are taking out a mortgage on your new property. Here’s all you need to know about what it covers and when you need to take out a policy. Your mortgage lender will want you to take out buildings insurance...

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