FIRST TIME BUYERS

Rental prices going up

Rental prices going up

Thinking of buying your first home and not sure if now is a good time to do it? Rising rents may be all the incentive you need to make your move onto the property ladder. Rental costs have increased steadily over the last year, meaning you’ll get less bang for your...

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What you need to know about gazumping

What you need to know about gazumping

Unfortunately, gazumping is a fairly common occurrence, especially when property prices are rising, and there are more buyers than properties. We explain why it happens and what you can do to reduce the risk of it happening to you. Asking someone if they’ve ever been...

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What you need to know about an Agreement in Principle

What you need to know about an Agreement in Principle

If you’re looking to buy a property, you may have heard about a Mortgage Agreement in Principle. Find out more about the benefits of having one… If you’re hoping to move house soon, you may have noticed there’s not much choice on the property market. There are...

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Rental costs continue to rise

Rental costs continue to rise

With rental costs rising consistently, you may be contemplating whether to apply for a mortgage. Even if you’re unsure, it’s worth exploring your options. If you’re a prospective first-time buyer unsure whether to commit to taking on a mortgage, you may be motivated...

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Can first-time buyers get a 95% Mortgage?

Can first-time buyers get a 95% Mortgage?

Hoping to get onto the property ladder this year? Find out what options may be available to you and why it’s important to seek expert advice. If you’re looking to buy your first property, you may be wondering how much deposit you need, especially with house prices...

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5 ways to get a good mortgage deal

5 ways to get a good mortgage deal

The Bank of England base rate has gone up to one per cent, and mortgage rates have risen too. You may be wondering if you can still get a good deal on your mortgage. Fortunately, there are things you can do to improve your chances… The Bank of England’s base rate has...

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The property market for first-time buyers

The property market for first-time buyers

Are you looking to buy your first home? You may be concerned about talk of rising interest rates and the forthcoming increased cost of living. Here’s an update on the market for first-time buyers. If you look online for bad news, you can usually find it. Last...

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Can you get a mortgage when you have existing debts?

Can you get a mortgage when you have existing debts?

Will a personal loan reduce your chances of getting a mortgage? And should you pay it off if you can before you apply to a lender? Read on to find out more about how any debt is likely to affect your mortgage application… Should you pay off a loan before getting a...

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Finding the right area to live in

Finding the right area to live in

You want to move, and you fancy a change of scenery, but how can you be sure you’ll choose the right area for you? Christina Neal suggests some key things to consider if you’re planning to relocate. I lived in Surrey for 17 years, then moved away in 2017 when I met my...

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