JAMES WATSON – CeMAP
Mortgage and Protection Adviser
Prior to becoming a Financial Consultant, I studied Business and Economics then worked in the City for two years in the finance industry, before studying and qualifying as a mortgage adviser.
At Monica Bradley Associates, I work with a diverse range of clients, including First Time Buyers, who I can particularly relate to having been through the process only recently myself.
Outside of work I’m a keen rugby fan (Harlequins) so a regular at The Stoop. I also enjoy American football and baseball (Indianapolis Colts and the Detroit Tigers) although strictly as a bystander and not participant! When I get the chance, I also enjoy travelling, and have explored Malaysia, Bali, the Philippines and many parts of Africa.
“I know how overjoyed and relieved I was when I signed all the paperwork on my first home, and I always bear this in mind when I’m working through the mortgage process with my clients – I understand how stressful it can be, but I also know how great it feels when you get the keys in your hand!”
For insurance business we offer products from a choice of insurers.
You may have to pay an early repayment charge to your existing lender if you remortgage.
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.
Monica Bradley Associates Limited is an appointed representative of Mortgage Advice Bureau Limited
and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.
Monica Bradley Associates Limited. Registered Office: Carlton Chambers, 16a The Broadway, Cheam, Surrey, SM3 8AY
Registered in England Number: 0885793