JAMES WATSON – CeMAP
Mortgage & Protection Adviser
At Monica Bradley Associates, I work with a diverse range of clients, including First Time Buyers, who I can particularly relate to having been through the process only recently myself.
Outside of work I’m a keen rugby fan (Harlequins) so a regular at The Stoop. I also enjoy American football and baseball (Indianapolis Colts and the Detroit Tigers) although strictly as a bystander and not participant! When I get the chance, I also enjoy travelling, and have explored Malaysia, Bali, the Philippines and many parts of Africa.
For insurance business we offer products from a choice of insurers.
You may have to pay an early repayment charge to your existing lender if you remortgage.
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.