020 8652 5240 info@mbassociates.net

Mortgage & Protection Adviser

I’ve worked in Financial Services for over thirty years, having worked for a high street Building Society for 25 years as a Branch Manager then Underwriting Manager, prior to becoming a Financial Consultant nearly 10 years ago.

My previous experience of working with one of the UK’s largest financial institutions means that I understand what lenders look for, which enables me to ensure that the process runs as smoothly as possible for my clients when I’m advising them on their mortgage.  Having been Surrey born and bred, I also have an in-depth understanding of the local property market and have worked closely over the years with many estate agents in the area.

When I’m not at work, I’m a keen gardener and grow my own fruit and vegetables – I’m particularly proud of my peas and potatoes! I’m married with 3 children and 6 grandchildren, which keeps me very busy, so when I’m not running around after my family, I enjoy walking my dog, Shadow, for a bit of peace and quiet; he’s a rescue Staffordshire Bull Terrier, who is a big softie, but very lively and lovable character who needs lots of cuddles and exercise!

“I think the most important aspect of my role is understanding; listening to my clients, identifying their needs and appreciating the fact that this is the most important thing they are dealing with, so that I can aim to make the whole transaction as smooth as possible for them.”

For insurance business we offer products from a choice of insurers.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.