Getting A Mortgage When You’re Older

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Please enter your details on the form here to access your free guide to getting a mortgage when you’re older.

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For insurance business we offer products from a choice of insurers.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage may be charged depending on individual circumstances. A typical fee is £495.

Monica Bradley Associates is a trading name of Monica Bradley Associates Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Monica Bradley Associates Limited. Registered Office: Carlton Chambers, 16a The Broadway, Cheam, Surrey, SM3 8AY. Registered in England Number: 08857932

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The 95% Mortgage Guarantee Scheme

The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.

If you would like more information, fill in your details and one of our mortgage advisers will contact you.

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