020 8652 5240 info@mbassociates.net


Many of our clients are business owners themselves. Whilst they often consider that protection products such as life insurance and critical illness cover are essential to safeguard their family’s financial future, it’s sometimes the case that they haven’t got the same arrangements in place to specifically cover their business partners in the event that something unforeseen happens. If no policies are in place, it can mean that the surviving directors lose control of the business, leaving the company in turmoil and financial difficulties.

Life insurance, Key Person Insurance and Directors Share Insurance are all products which are specifically tailored to ensure that, if the worst should happen, the security of your business is taken care of, both for the benefit of your business partners but also your family.


Directors Share Protection is a specific policy which covers business owners in the event that they wish to purchase the share of the business left by a deceased partner or shareholder.


Key Person Protection is designed to pay out a lump sum on the death of the insured key person, or if they are diagnosed with a critical illness.


If you own a limited company, you may be able to take advantage of a tax efficient way to set up life cover as a ‘death in service’ benefit so you and your staff are protected by a life insurance policy provided by the business.

For insurance business we offer products from a choice of insurers.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.