Applying for a mortgage can seem like a daunting task but being prepared and knowing what you need to do in order to increase your chances of getting approved can take the stress out of it. If you are thinking of applying for a mortgage, plan ahead and give yourself...
You may think that getting a mortgage in later life is a challenge, but it can be done if you have realistic expectations and obtain good advice. In fact, it may be far easier than you think. We’re living longer these days. Over the last few decades, life expectancy...
You may have recently heard in the news that lenders have withdrawn 90 per cent loan to value mortgage offers. This means first-time buyers will need a higher deposit than 10 per cent. Our expert advisers have more information on what to do if you are affected. First...
Is now the right time to buy a property and are you able to apply for a mortgage in the first place? You may have planned to apply for a mortgage before lockdown occurred. You might have been saving for months or years for a decent deposit. So where do you stand now?...
With mortgage product rates at or close to record low levels, and current market conditions favourable for buyers, it’s an ideal time for those who want to purchase their first property or trade up to a larger home. Sometimes however, a helping hand is essential to...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
If you would like more information, fill in your details and one of our mortgage advisers will contact you.
