ADVICE
Don’t delay making a Lasting Power of Attorney
If you think you may be unable to cope with financial or health matters in future, now is a crucial time to arrange a Lasting Power of Attorney. Having a Lasting Power of Attorney (LPA) in place means that someone else will be able to manage important tasks on...
5 key things to consider when choosing where to live
Research published in 2018 claimed that people in small towns and rural areas are happier, but surely it’s about finding the right location to suit you and your lifestyle. Here’s five key things to consider before you relocate… Moving to a new location can be both...
Bank of England base rate goes up
In a bid to combat inflation, The Bank of England has increased the base rate to 3%. Find out what this means for your mortgage. The Bank of England has today announced that the base rate has increased from 2.25% to 3%. This is the biggest increase since 1989 and...
Will mortgage interest rates start to go down?
Why have interest rates gone up consistently this year, and what’s likely to be in store for borrowers? Will rates go down again with a new PM? We asked our Sales Manager, Phil Leivesley, to share his views… Please explain why rates have gone up. Interest rates have...
Are you worried about your mortgage?
With rising interest rates and increased living costs, it’s no surprise that many people are worried about their mortgage payments. Here’s what you need to know. Whether you’re seeking to buy your first property, sell up and move to a new home or you’re coming to the...
8 good reasons to make a will
Even if you don’t have a huge amount to leave behind, making a will is the best way to start to protect your loved ones and your children and minimise any additional stress for them if you pass away. Three in five adults in the UK had not written a...
Can you extend the term of your mortgage?
Finding it increasingly tough to meet your monthly mortgage payments in light of rising costs? Don’t let things get worse… extending your mortgage term may be a possible solution. With the cost of living going up, you may be worried about your ability to pay your...
Don’t suffer from homebuyer’s remorse
Looking to buy a property? Make sure you visit your desired place during different times of the day, and don’t be tempted to act in haste after a quick first viewing. The property market is currently busy, with more buyers than properties, and this might tempt you to...
How can you tell if a buyer is serious?
Selling your home? Want it to be as stress-free as possible? Here’s how to tell if someone is genuine about buying your property. The property market can be unpredictable at the best of times. We’re not necessarily talking about fluctuating house prices or...
The truth about stress-testing
The need for stress testing has been withdrawn, which means it should be easier to get a mortgage, right? Unfortunately, this is not necessarily the case. Find out why removing stress testing may not make a difference to homebuyers. The media recently reported some...