FINANCIAL & MORTGAGE ADVICE
Why does the base rate keep going up?
Wondering about the recent upward trend of base rates since December 2021? Let's explore the possible reasons behind these rises and uncover what the future holds for us. The Bank of England’s decision to increase the base rate to 4.25% on Thursday was hardly a...
Why homebuyers should consider financial protection
Not everyone’s finances are in great shape, yet many homebuyers don’t always think about financial protection. We explain why it’s crucial and how it can protect you and your loved ones. Some 12.9 million adults had low financial resilience last May, according to the...
How women can be financially savvy
Find out how you can take control of your finances and become more financially savvy.
How to prepare for buying a bigger property
Thinking of upgrading to a bigger property? Here’s some key things to think about before you commit to moving house. Buying a bigger property can be an exciting experience that can provide you with more space and better amenities. It’s a chance to relocate to a new...
Seven key things to do before putting your house up for sale
Selling your home is a big decision, and it’s important to ensure you are well-prepared before you put it on the market so that you can get the best possible price. Here’s what to do… Getting your house ready to go on the market is no small task, but if done...
Bank of England base rate goes up to 3.5%
The Bank of England has just announced a base rate increase from 3% to 3.5%. The rate increased from 2.25% to 3% last month and has consistently risen in the last year. The base rate has increased again – this time from 3% to 3.5%. The base rate is the interest rate...
Why is financial protection important?
Financial protection insurance is an essential part of creating a secure future. It helps you to avoid potential losses and offers peace of mind for you and your loved ones. Many people don’t like to think about what would happen if they became seriously ill. Yet it’s...
Frequently asked questions about remortgaging
What is remortgaging, when should you consider it, and will it save you money? These and more questions answered… What is remortgaging? Remortgaging simply means finding a new mortgage product to replace your current one. Over the last decade, most borrowers will have...
6 key things to think about when buying your first home
Purchasing a property is an important life decision. It can be exciting and overwhelming at the same time. Before you take the plunge into home ownership, there are some key questions you should ask yourself to ensure you’re making the right decision. 1. Do you know...
How to be credit-ready before you apply for a mortgage
Hoping to buy your first property soon? Make sure you’re ready to be assessed by a lender with our guide to getting prepared for your mortgage application… Get on the electoral register This means that lenders can confirm your address. If you’re not on the electoral...