ADVICE

5 mortgage myths busted

5 mortgage myths busted

We dispel some of the common myths people have about mortgages and explain the reality of each one. Myth 1: You need a large deposit This is not the case. If you’re a first-time buyer, you may have been saving like mad, thinking you need to find a sizeable sum to put...

read more
7 myths about equity release

7 myths about equity release

If you’re concerned about your finances in later life, you may have thought about releasing equity from your home. But you might also have concerns about equity release based on what you’ve heard in the past. Equity release plans have improved greatly, so here’s some...

read more
How to be financially savvy

How to be financially savvy

Whether it’s saving money in the short-term or planning for the unexpected, we reveal some key ways to be smart with your money. Review your mortgage every two years Never assume you're stuck with one mortgage product as you could remortgage, either at the end of a...

read more
Can you get a mortgage with bad credit?

Can you get a mortgage with bad credit?

If you’ve had credit problems in the past and you’d like to get a mortgage, you may think your chances are slim. But it could be possible so don’t give up before you’ve even tried. Here’s what you need to know… You want a mortgage, but your credit rating has been...

read more
How much will it cost to remortgage?

How much will it cost to remortgage?

There’s no doubt that remortgaging could save you a lot of money, but there are some costs to factor into the process that you need to weigh up against the saving. There are some very good reasons to consider remortgaging. It could save you a considerable sum of...

read more
Getting a mortgage when your partner has bad credit

Getting a mortgage when your partner has bad credit

You have a good credit report and no history of missed payments. Unfortunately, your partner’s situation is different. Will it stop you from getting a joint mortgage? You want to apply for a mortgage and your credit history is good. Your partner’s on the other hand is...

read more
Six reasons to consider remortgaging

Six reasons to consider remortgaging

Remortgaging means moving your current mortgage deal to a new lender or taking out a new product with your current lender. If you remortgage, interest rates can be appealing as lenders will be eager to entice you. We reveal some key reasons to consider it… 1. Your...

read more
First-time buyers’ frequently asked questions

First-time buyers’ frequently asked questions

Buying your first property? We answer some of the questions we’re often asked to help you get prepared for your mortgage application and improve your chances of success… How much deposit do you need? At least ten per cent or more is ideal. In 2020, many lenders...

read more
A guide to property surveys

A guide to property surveys

Confused by the different types of property surveys? Wondering whether you need one if your lender is doing a valuation? Read on for a clear guide to the various types available. If you are buying a property, you may be confused by the different types of surveys...

read more
Are mortgage calculators accurate?

Are mortgage calculators accurate?

They are a popular choice for many seeking to find out quickly how much they can borrow, but can they be relied upon to tell you what you could truly afford? If you’re thinking of applying for a mortgage, your first instinct may be to go online and find a mortgage...

read more

Recent Articles