ADVICE

Why you should talk to a mortgage expert

Why you should talk to a mortgage expert

With talk of another interest rate rise and house prices still on the increase, now is a key time to seek expert advice on your mortgage. The property market is still buoyant despite the rising cost of living and the war in Ukraine. There are more buyers than...

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Don’t delay looking into financial protection

Don’t delay looking into financial protection

If you’re applying for a mortgage or about to remortgage, it’s advisable to look into financial protection at the same time. Here’s why it’s important to find the right cover for you early on… If you’re about to apply for a new mortgage, your thoughts will...

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Remortgaging and product transfers

Remortgaging and product transfers

Remortgaging and product transfers are not the same. What’s the difference and which one is likely to be best for you? It depends on your situation. Here’s a quick guide. If your fixed-rate mortgage deal is coming to an end soon, you may be thinking of remortgaging,...

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How interest rate rises could affect you

How interest rate rises could affect you

Are you worried about the recent interest rate rise and how it will affect your mortgage? Here’s what it means for you and why remortgaging may be a good idea for some homeowners. Last week The Bank of England decided to increase the base rate from 0.25 to 0.50 per...

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Why you should make overpayments on your mortgage

Why you should make overpayments on your mortgage

Even a small overpayment on your mortgage each month can save you a tidy sum in interest over the years. Here’s why it’s worth doing. When you first take on a new mortgage, it’s natural that your main priority will be to ensure that you can meet the payments. Many of...

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Is now a good time to remortgage?

Is now a good time to remortgage?

Can you secure a competitive rate on your mortgage when your current deal comes to an end? There's a good range of options out there, and you may not want to wait too long either… here’s our guide to remortgaging. Remortgaging simply means moving your mortgage on your...

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Can you get a mortgage when you have existing debts?

Can you get a mortgage when you have existing debts?

Will a personal loan reduce your chances of getting a mortgage? And should you pay it off if you can before you apply to a lender? Read on to find out more about how any debt is likely to affect your mortgage application… Should you pay off a loan before getting a...

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How to pay off debt

How to pay off debt

Want to clear some debt but unable to pay off a loan in one go? There are a few popular methods for gradually clearing debt. Here’s how they work… If you have decided that 2022 is the year you’re going to take charge of your finances and clear some debts, you’ll need...

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Finding the right area to live in

Finding the right area to live in

You want to move, and you fancy a change of scenery, but how can you be sure you’ll choose the right area for you? Christina Neal suggests some key things to consider if you’re planning to relocate. I lived in Surrey for 17 years, then moved away in 2017 when I met my...

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