Protection for you and your family should you lose your job, or suffer from a major illness can provide you with peace of mind, ensuring that you’re covered should the worst happen. Our advisers are experts in the field of protection, and are able to understand your individual circumstances and requirements in order to review the market and provide you with a suitable recommendation.
CRITICAL ILLNESS COVER
Critical Illness Cover is a policy designed to pay out a tax-free lump sum to the policyholder if they are diagnosed with a specified ‘critical’ illness, for example Cancer, a heart attack or Parkinson’s Disease.
Although none of us like to think about it, in the event that you or your partner died, how secure would your finances be? How would you pay the mortgage, afford the school fees or childcare costs, household bills and any other committed expenditure? Life insurance policies are designed to provide for your family to ensure their financial security, and pay out a tax-free sum in the event that you die, either from an illness or accident.
What would happen if you or your partner couldn’t work for a significant period of time? Would you be able to afford your mortgage, household bills and other payments, such as school fees, childcare costs or pension contributions?
BUILDINGS AND CONTENTS COVER
Your property is potentially your biggest investment, but it’s more than that – it’s a home too. Which is why it’s so important to ensure that you have the correct cover in respect of your buildings and contents insurance to ensure that you’re covered in the event of an accident, fire or theft.
Monica Bradley Associates Limited is an appointed representative of Mortgage Advice Bureau Limited
and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.
Monica Bradley Associates Limited. Registered Office: Carlton Chambers, 16a The Broadway, Cheam, Surrey, SM3 8AY
Registered in England Number: 0885793