FINANCIAL PROTECTION FOR YOU
Imagine how you would feel if you were injured or ill and couldn’t work. You would want to focus on getting better and making a full recovery without having to worry about whether or not you could pay your bills. Financial protection can offer peace of mind for you and your family, and there’s a range of options you can explore. Our protection advisers are happy to look at your personal circumstances and recommend what would best suit you.
LIFE COVER
You may not want to think about what would happen if you or your partner died, but it’s worth considering having life cover for your peace of mind.
Life insurance pays out a tax-free lump sum in the event of your death from an illness or accident during the term of the policy. It typically covers you for between 10 to 25 years. However, you can choose how long you want the cover to last.
Why consider it? How would you pay your mortgage, childcare costs, household bills other financial commitments if something happened to your partner? Or how would your partner cope if something happened to you? Life insurance policies are designed to offer peace of mind, as you can take out a policy that covers you until your mortgage is paid off or your children become adults.
There are many options, so finding the right solution for your financial needs is crucial. Our expert advisers are here to help. Contact us today for a free, no-obligation chat about your needs.
CRITICAL ILLNESS COVER
Critical illness is an insurance policy that would pay you a tax-free lump sum if you were diagnosed with a serious illness such as cancer, a heart attack, Parkinson’s disease or multiple sclerosis. Some policies will cover other illnesses such as organ failure, paralysis and Alzheimer’s disease.
The cover is designed to protect you and your family if you were unable to work for an extended period of time. It’s worth considering if you have anyone depending on you to pay the bills. Our advisers can help to find the right cover for you.
Get in touch with us today for a free, no-obligation chat with one of our experienced protection advisers.
INCOME PROTECTION
What would happen if you or your partner couldn’t work for a significant period of time? Would you be able to afford your mortgage, household bills and other financial commitments?
Income protection would pay you a monthly non-taxable benefit if you couldn’t work due to accident, injury, illness or sickness. Each plan is individually tailored to suit your needs, with the price of premiums based on your age, health and occupation. You can take out an income protection policy whether you’re employed or self-employed.
Our expert advisers can recommend a protection plan to suit your personal circumstances. Feel free to get in touch with us today for a free, no-obligation chat.
BUILDINGS & CONTENTS COVER
Your property may be your biggest investment as well as your home. It’s crucial to ensure you have the right cover for buildings and contents to ensure that your needs would be met in the event of an accident, fire or theft.
A good home insurance policy should be tailored to your personal requirements, especially if you have expensive items such as jewellery, art or collectables.
Our expert advisers are here to understand your specific requirements, and will source a bespoke policy to suit your requirements. Feel free to get in touch with us for more information.