Frequently asked questions about remortgaging

Frequently asked questions about remortgaging

What is remortgaging, when should you consider it, and will it save you money? These and more questions answered… What is remortgaging? Remortgaging simply means finding a new mortgage product to replace your current one. Over the last decade, most borrowers will have...
“Stability” may help mortgage rates

“Stability” may help mortgage rates

The increase in fixed mortgage rates appears to have stalled as financial markets eye-short-term stability. Recent changes in government appear to have calmed the markets, with Santander and Yorkshire Building Society both cutting rates last week, according to The...
Is my mortgage offer safe?

Is my mortgage offer safe?

If you’ve been reading the news this week about mortgage lenders pulling products in response to the government’s mini-budget, you may be worried about your own mortgage offer. Is it likely to be withdrawn? Read on to find out where you stand… The news may sound grim...
The truth about stress-testing

The truth about stress-testing

The need for stress testing has been withdrawn, which means it should be easier to get a mortgage, right? Unfortunately, this is not necessarily the case. Find out why removing stress testing may not make a difference to homebuyers. The media recently reported some...