The truth about stress-testing

The truth about stress-testing

The need for stress testing has been withdrawn, which means it should be easier to get a mortgage, right? Unfortunately, this is not necessarily the case. Find out why removing stress testing may not make a difference to homebuyers. The media recently reported some...
The mortgage market is healthy

The mortgage market is healthy

Mortgage lending went up in May despite the rising cost of living, with many people eager to secure a competitive interest rate on their mortgage. There has been a rise in mortgage lending in the last eight months as borrowers rush to lock in low interest rates....
Housing affordability tougher than ever

Housing affordability tougher than ever

Surging property prices during the pandemic have meant that housing affordability is now at its lowest level on record according to Halifax. House prices have risen by 16.8% since the start of the pandemic according to Halifax. The lender says that average incomes...