22 Feb 2021 | Advice, First Time Buyers
You have a good credit report and no history of missed payments. Unfortunately, your partner’s situation is different. Will it stop you from getting a joint mortgage? You want to apply for a mortgage and your credit history is good. Your partner’s on the other hand is...
18 Feb 2021 | Advice, First Time Buyers
Buying your first property? We answer some of the questions we’re often asked to help you get prepared for your mortgage application and improve your chances of success… How much deposit do you need? At least ten per cent or more is ideal. In 2020, many lenders...
12 Feb 2021 | Advice, First Time Buyers
Confused by the different types of property surveys? Wondering whether you need one if your lender is doing a valuation? Read on for a clear guide to the various types available. If you are buying a property, you may be confused by the different types of surveys...
12 Feb 2021 | Advice, First Time Buyers
They are a popular choice for many seeking to find out quickly how much they can borrow, but can they be relied upon to tell you what you could truly afford? If you’re thinking of applying for a mortgage, your first instinct may be to go online and find a mortgage...
12 Feb 2021 | Advice, First Time Buyers
Make sure you understand the two types of home ownership and decide which is right for you before you start the process of buying a property. Buying your first property can be an exciting time and buying with a partner can offer several benefits. It will enable you to...
4 Feb 2021 | Advice, First Time Buyers
Are you about to apply for a mortgage? Getting your paperwork in order for your mortgage application is a good first step, but what documents do you need and how far back do you need to go when it comes to bank statements? Here’s a detailed list of everything...
