Housing affordability tougher than ever

Housing affordability tougher than ever

30 Jun 2022 | News

Surging property prices during the pandemic have meant that housing affordability is now at its lowest level on record according to Halifax. House prices have risen by 16.8% since the start of the pandemic according to Halifax. The lender says that average incomes...
Can first-time buyers get a 95% Mortgage?

Can first-time buyers get a 95% Mortgage?

27 May 2022 | First Time Buyers

Hoping to get onto the property ladder this year? Find out what options may be available to you and why it’s important to seek expert advice. If you’re looking to buy your first property, you may be wondering how much deposit you need, especially with house prices...
Are mortgage calculators accurate?

Are mortgage calculators accurate?

12 Feb 2021 | Advice, First Time Buyers

They are a popular choice for many seeking to find out quickly how much they can borrow, but can they be relied upon to tell you what you could truly afford? If you’re thinking of applying for a mortgage, your first instinct may be to go online and find a mortgage...
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The 95% Mortgage Guarantee Scheme

The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.

If you would like more information, fill in your details and one of our mortgage advisers will contact you.

 

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