‘I want to make my move onto the property ladder’

‘I want to make my move onto the property ladder’

Despite friends in the pub arguing about what’s happening in the property market, prospective first-time buyer Isaac Williams is keen to stop renting and buy his first home… Nobody really knows what the housing market is doing, do they? For every expert (Dave at the...
‘My mortgage payments could be less than my rent’

‘My mortgage payments could be less than my rent’

Prospective first-time buyer Isaac Williams talks about having his first consultation with one of our mortgage advisers, James Watson, and reveals what he learned… (hint: it was good news). After months of guesswork and questionable calculations, it turns out my...
First-time buyers’ frequently asked questions

First-time buyers’ frequently asked questions

Buying your first property? We answer some of the questions we’re often asked to help you get prepared for your mortgage application and improve your chances of success… How much deposit do you need? At least ten per cent or more is ideal. In 2020, many lenders...
Getting on the property ladder

Getting on the property ladder

Buying your own place for the first time is a hugely exciting prospect but it can also seem daunting as you navigate your way through how much you need to save, whether your earnings are sufficient, and the paperwork required. You may naturally have lots of questions...