Purchasing a property is an important life decision. It can be exciting and overwhelming at the same time. Before you take the plunge into home ownership, there are some key questions you should ask yourself to ensure you’re making the right decision. 1. Do you know...
Despite friends in the pub arguing about what’s happening in the property market, prospective first-time buyer Isaac Williams is keen to stop renting and buy his first home… Nobody really knows what the housing market is doing, do they? For every expert (Dave at the...
Prospective first-time buyer Isaac Williams talks about having his first consultation with one of our mortgage advisers, James Watson, and reveals what he learned… (hint: it was good news). After months of guesswork and questionable calculations, it turns out my...
Last year was tough for first-time buyers, with some lenders removing mortgage loans for those with smaller deposits. The market has certainly improved for anyone looking to buy for the first time, but is now the right time for you to become a homeowner? First-time...
Buying your first property? We answer some of the questions we’re often asked to help you get prepared for your mortgage application and improve your chances of success… How much deposit do you need? At least ten per cent or more is ideal. In 2020, many lenders...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
If you would like more information, fill in your details and one of our mortgage advisers will contact you.