Don’t be too drawn in by low interest rates on mortgages if you’ve been looking at price comparison websites. There could be hidden costs associated with taking out a mortgage loan that looks attractive. We encourage you to look more closely at mortgage application...
Taking on a mortgage is probably the biggest financial commitment you’ll make in your lifetime so it’s essential to get it right. Here’s some key things to think about before you commit. Have you got a good deal on your mortgage loan? Make sure you’ve obtained the...
You have a good credit report and no history of missed payments. Unfortunately, your partner’s situation is different. Will it stop you from getting a joint mortgage? You want to apply for a mortgage and your credit history is good. Your partner’s on the other hand is...
Buying your own place for the first time is a hugely exciting prospect but it can also seem daunting as you navigate your way through how much you need to save, whether your earnings are sufficient, and the paperwork required. You may naturally have lots of questions...
Whether you’re looking to move house or you’re worried about your income, here’s our guide to the lockdown and how it will affect you. 2020 continues to be an unpredictable year, with Prime Minister Boris Johnson announcing last night that, subject to Parliamentary...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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