Struggling homeowners could switch to interest only mortgages

Struggling homeowners could switch to interest only mortgages

14 Dec 2022 | News

A solution for anyone worried about rising mortgage rates when their fixed-rate deal expires could be to switch to an interest only mortgage. Do you have a fixed-rate rate mortgage deal due to end next year? You might be worried about your ability to keep up...
Housing price rises make affordability a challenge

Housing price rises make affordability a challenge

29 Jul 2022 | News

A new report has shown that house prices have never been higher when compared with household income, and this could make life more difficult for homebuyers. Seeking expert mortgage advice and perhaps having a flexible approach to where you live can improve your...
What is a Retirement Interest Only Mortgage?

What is a Retirement Interest Only Mortgage?

1 Apr 2021 | Advice

A Retirement Interest Only Mortgage (RIO) could suit you if you are over the age of 55 and think you may struggle to pay off an existing mortgage or get a standard residential one. Getting a mortgage when you’re older is possible these days, and there are some good...
The different types of mortgages explained

The different types of mortgages explained

31 Mar 2021 | Advice, First Time Buyers

Thinking of buying a property and wondering about the different types of mortgages on offer? Should you go with a fixed-rate mortgage loan or would you be better off with a variable rate deal? We look at the various types of mortgages available. Navigating the...
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The 95% Mortgage Guarantee Scheme

The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.

If you would like more information, fill in your details and one of our mortgage advisers will contact you.

 

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