Getting a mortgage after being furloughed

Getting a mortgage after being furloughed

Have you recently returned to work after being on furlough? If so, what does this mean for your chances of getting a mortgage? It is estimated that there are around 1.9 million people in the UK currently on furlough, which has gone down from 5.1 million in January....
Can you really afford your dream home?

Can you really afford your dream home?

When applying for a mortgage, it’s tempting to focus on getting your application approved and worry about how you’ll manage the monthly payments later. Yet it’s essential to run the numbers first to avoid stress further down the line. It’s everyone’s worst nightmare....
How much can you borrow?

How much can you borrow?

Thinking of applying for a mortgage and wondering how much you can borrow? Find out what the income multiples could be if you are buying on your own or with a partner. The property market in the UK is currently booming, and house prices are rising. If you’re a...
Paperwork needed for your mortgage application

Paperwork needed for your mortgage application

Are you about to apply for a mortgage? Getting your paperwork in order for your mortgage application is a good first step, but what documents do you need and how far back do you need to go when it comes to bank statements? Here’s a detailed list of everything...
Getting a mortgage on furlough

Getting a mortgage on furlough

The furlough scheme has been extended again and around 15 per cent of the UK workforce are currently on furlough leave. Where do you stand in terms of getting a mortgage if you’ve been affected? Since the pandemic took hold of the UK in March, we’ve been keeping you...