Housing affordability tougher than ever

Housing affordability tougher than ever

30 Jun 2022 | News

Surging property prices during the pandemic have meant that housing affordability is now at its lowest level on record according to Halifax. House prices have risen by 16.8% since the start of the pandemic according to Halifax. The lender says that average incomes...
The Base Rate Goes Up To 1.25%

The Base Rate Goes Up To 1.25%

16 Jun 2022 | News

Another base rate rise has just been announced by the Bank of England. Find out what this means for your mortgage. The Bank of England has just announced that it is increasing the base rate from 1% to 1.25% in a bid to fight inflation. The rate is now the highest it’s...
Can first-time buyers get a 95% Mortgage?

Can first-time buyers get a 95% Mortgage?

27 May 2022 | First Time Buyers

Hoping to get onto the property ladder this year? Find out what options may be available to you and why it’s important to seek expert advice. If you’re looking to buy your first property, you may be wondering how much deposit you need, especially with house prices...
5 ways to get a good mortgage deal

5 ways to get a good mortgage deal

18 May 2022 | Advice, First Time Buyers

The Bank of England base rate has gone up to one per cent, and mortgage rates have risen too. You may be wondering if you can still get a good deal on your mortgage. Fortunately, there are things you can do to improve your chances… The Bank of England’s base rate has...
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The 95% Mortgage Guarantee Scheme

The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.

If you would like more information, fill in your details and one of our mortgage advisers will contact you.

 

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