Interest rates are coming down

Interest rates are coming down

While interest rates are no longer at the historic lows we saw last year, they are starting to come down and the market is showing signs of stability. The Bank of England base rate has increased steadily all year in a bid to combat inflation. On 3 November, it was...
“Stability” may help mortgage rates

“Stability” may help mortgage rates

The increase in fixed mortgage rates appears to have stalled as financial markets eye-short-term stability. Recent changes in government appear to have calmed the markets, with Santander and Yorkshire Building Society both cutting rates last week, according to The...
How to get the most from your mortgage broker

How to get the most from your mortgage broker

There are many good reasons to use a mortgage broker… a key one being the chance to save money. However, make sure you’ve got all your paperwork prepared so that they can secure the best deal for you. Why use a mortgage broker instead of going directly to a lender? We...
Your mortgage and The Furlough Scheme

Your mortgage and The Furlough Scheme

An update on where you stand if you’re on furlough or if you’ve been furloughed in the past and want to apply for a mortgage. Chancellor Rishi Sunak announced in the March budget this year that the Coronavirus Job Retention Scheme (also known as The Furlough Scheme),...
5 mortgage myths busted

5 mortgage myths busted

We dispel some of the common myths people have about mortgages and explain the reality of each one. Myth 1: You need a large deposit This is not the case. If you’re a first-time buyer, you may have been saving like mad, thinking you need to find a sizeable sum to put...