The truth about mortgage affordability tests

The truth about mortgage affordability tests

22 Jun 2022 | News

You may have seen the recent media headlines about mortgage affordability tests being withdrawn from August. In reality, this isn’t as significant as it may seem. The Bank of England’s Financial Policy Committee (FPC) has announced it will withdraw its affordability...
‘It wasn’t my dream home after all’

‘It wasn’t my dream home after all’

25 Apr 2022 | Blog

Looking to buy a property? Make sure you’re objective when you view places and don’t let your heart rule your head. Christina Collison explains why. Years ago, I almost bought a property that I would have found frustrating to live in. In fact, it would have been...
‘Three things I did last year for financial freedom’

‘Three things I did last year for financial freedom’

7 Jan 2022 | Blog

Not everyone wants to be rich but most of us would like to avoid money worries. Our content manager Christina Collison explains how she dealt with her financial fears… It’s best to face your fears. Some psychology experts believe that facing up to things that scare...
Better news for first-time buyers

Better news for first-time buyers

29 Jan 2021 | First Time Buyers, News

Last year presented some challenges for first-time buyers but mortgage deals are likely to improve in the second quarter of this year. Here’s why now could be a good time to start looking into buying your first property… Let’s be honest. First-time buyers had a tough...
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The 95% Mortgage Guarantee Scheme

The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.

If you would like more information, fill in your details and one of our mortgage advisers will contact you.

 

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