FINANCIAL & MORTGAGE ADVICE
Changes to EPC ratings landlords need to know about
If you’re a landlord, you may have heard about some forthcoming changes regarding EPC ratings which could result in you having to carry out some work on your properties. Here’s what you need to know… If you’re currently renting out a property in the UK, it must have...
Why locations still matters when buying a property
The pandemic saw a rise in people moving out of urban areas to the countryside. Despite this, living in a convenient location still matters to many. When it comes to buying a property, location is hugely important – not just for you but for the potential future...
5 ways to get a good mortgage deal
The Bank of England base rate has gone up to one per cent, and mortgage rates have risen too. You may be wondering if you can still get a good deal on your mortgage. Fortunately, there are things you can do to improve your chances… The Bank of England’s base rate has...
How to get the most from your mortgage broker
There are many good reasons to use a mortgage broker… a key one being the chance to save money. However, make sure you’ve got all your paperwork prepared so that they can secure the best deal for you. Why use a mortgage broker instead of going directly to a lender? We...
What will happen to the housing market?
Some property experts are predicting that the housing market will slow down, but the crash previously anticipated by experts when Brexit and the pandemic took effect clearly hasn’t happened. However, rising living costs may impact the market. A housing market crash...
The pros and cons of buying a new build home
The idea of owning a brand-new property can be very appealing, but is it likely to be suitable for your needs? We look at the pros and cons of buying a new home… There were almost 50,000 new homes built in the first quarter of 2021 according to the HomeOwners...
Coastal prices rise – is a life by the sea for you?
House prices in coastal areas have soared during the pandemic, with the South West of England dominating the top ten most expensive seaside resorts list. It’s no secret that living by the coast can be expensive, but some coastal areas are far more costly than others....
Can you get a mortgage on maternity leave?
Some lenders will lend to a person on maternity leave but it’s important to be clear about your income and future plans. You may think that getting a mortgage could be impossible if you’re currently on maternity leave. Fortunately, this is not the case. While there...
The Spring Statement & money-saving tips
Find out what the spring statement means for you and your finances.
Should you negotiate when buying a property?
When should you negotiate on a property price?